Finding Relief Through Chapter 7 Bankruptcy Proceedings
Climbing out from under the burden of overwhelming debt can seem like a hopeless task. Maybe you have been injured, lost your job or have just fallen behind on your bills. Regardless of the reason for your debt, you do have options for relief, including Chapter 7 liquidation bankruptcy.
For better than 35 years, attorney Steven K. Brown has provided extensive legal assistance to clients throughout the St. Louis and St. Louis County, Missouri, area. Knowledgeable in all consumer and commercial debt relief procedures, Law Offices of Steven K. Brown is able to offer comprehensive Chapter 7, Chapter 13 and Chapter 11 bankruptcy guidance in an effort to help you find a new financial future.
To learn more about Chapter 7 liquidation bankruptcy, or to discover your eligibility for the process, contact our office online or call 314-732-0476 or toll free 888-894-8810 to schedule a free consultation with lawyer Brown.
What is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy, or liquidation bankruptcy, is designed for individuals in financial difficulty who do not have the ability to pay their existing debts. Under the Chapter 7 bankruptcy plan, a bankruptcy trustee liquidates your assets to pay creditors (although many assets are exempt from the program), allowing you to retain possession of items such as your home or primary vehicle.
The purpose of Chapter 7 bankruptcy is to obtain a discharge of your existing debts, relieving you of your obligation to repay certain creditors. However, some debt, including tax arrears, student loans, alimony and support, criminal restitution and debts for death or personal injury caused by driving while intoxicated are not dischargeable.
Addressing Your Chapter 7 Concerns
You probably have many questions regarding your debt relief options, including:
- Can bankruptcy help with credit card debts, medical bills, tax debts and liens, payday loans, repossession, foreclosure, garnishment and mortgage loans? Yes, the Chapter 7 bankruptcy plan can put an end to your financial worries and halt harassing calls from creditors and bill collectors.
- Am I eligible for Chapter 7? Eligibility is based on income, household size and types of debt. Our helpful staff can assist you in completing a means test to determine if you qualify for Chapter 7 bankruptcy.
- How soon can we begin the process and how long will it take? We are able to arrange emergency same day appointments and generally meet with new clients within 48 hours. While the process may take up to six months to obtain a final discharge, the initial filing will put an immediate end to the harassment from collection agents and creditors.
Email our office to learn more.
We are a Debt Relief Agency under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 as defined in 11 U.S.C.S. § 101(12A) of the Bankruptcy Code.